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YOUR PERSONAL HOLIDAY INSURANCE
We have arranged special travel insurance with Bartlett & Company Ltd and travel insurance specialists P J Hayman & Company Ltd that is underwritten by the United Kingdom branch of Union Reiseversicherung AG. A summary of the cover is shown below. Full details of the policies, showing terms, conditions and exclusions are available on request. A copy of the policy will be sent to you with your booking confirmation or on request at any time.
Summary of cover
Our policy provides the following cover, per person:-
Cancellation charges up to £4,000
Departure delay £20 for each 12 hour delay (up to a maximum of £100)
Holiday abandonment up to £4,000 (after 24 hours delay)
Missed departure up to £1,000
Personal possessions up to £2,000
Single item limit £250 Valuables limit £250 (in total)
Personal money up to £500 cash limit £250
Emergency medical expenses up to £5,000,000
(including 24 hour emergency assistance) up to £5,000 within your home country
State hospital in-patient benefit £20 each 24 hours - £1,000 maximum
Curtailment up to £4,000
Personal liability up to £2,000,000
Personal accident death benefit £10,000, Loss of eye(s)/limb(s) £15,000, total disablement
£15,000
Legal advice & expenses up to £25,000
Policy Excesses: Under some sections of your policy, you will have to pay an excess. This means that you will be responsible for paying the first part of the claim for each person insured (unless shown otherwise), for each section, for each incident. The amount you have to pay is the excess.
The policy excess under cancellation, curtailment and emergency medical expenses may be increased to include pre-existing medical conditions confirmed in writing by Travellers Health Check (see below).
Special notice regarding your health
Screening telephone number - 08456 582999
Your policies may not cover claims arising from your pre-existing medical conditions so you need to tell us of anything you know that is likely to affect our acceptance of your cover.
For pre-existing medical conditions, and so that we can ensure you are provided with the best cover we can offer, please read the following questions carefully;
1. Have you, or anyone travelling with you, ever had treatment for;
2. In the last two years - have you, or anyone who is travelling with you, been treated for any serious or re-occuring medical condition, asked to take regular prescribed medication, or referred to a specialist consultant at a hospital for tests, diagnosis or treatment?
If you have answered 'yes' to any of the above questions you must tell us, we may be able to offer some cover and may be able to cover your medical condition, although an increased premium may be required. After buying our travel insurance you will be provided with a policy document showing the telephone number of Travellers Health Check. You will need to contact them to see if additional cover is available. This service can only be used once cover has been purchased. All calls will be treated in the strictest confidence.
Should any additional premium be required this should be paid either by credit card or cheque, made payable to Travellers Health Check within 14 days of your call. Should you decide not to pay the additional premium the declared medical condition will not be covered. Full confirmation of any revision to the terms and conditions will be sent out to your address after your call. Any additional medical conditions not declared to us will not be covered.
3. You must also tell us if;
Your doctor alters your regular prescribed medication. Premium including insurance premium tax (per party, not per person)
Premium Length of Holiday
£19.99 Up to 5 nights
£29.99 6 to 8 nights
£34.99 9 to 11 nights
£39.99 12 to 15 nights
£59.99 16 to 21 nights Basis of Advice We can only offer products from P J Hayman & Company Limited for Personal Holiday Insurance and Vehicle Breakdown Insurance. We do not provide a personal recommendation as to the suitability of these products in relation to your circumstances. Valid Period The insurance offerings are available for holidays taken between 1st January 2012 and 31st December 2012 with travel before 30th April 2013.


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Need Extra Help? Call our Expert Holiday Advisors now on: 01756 707 720 Sundays to Fridays 9am to 10pm, Saturdays 9am to 8pm |
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