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Travel Insurance

YOUR PERSONAL HOLIDAY INSURANCE


We have arranged special travel insurance with Bartlett & Company Ltd and travel insurance specialists P J Hayman & Company Ltd that is underwritten by the United Kingdom branch of Union Reiseversicherung AG. A summary of the cover is shown below. Full details of the policies, showing terms, conditions and exclusions are available on request. A copy of the policy will be sent to you with your booking confirmation or on request at any time.


Summary of cover


Our policy provides the following cover, per person:-


Cancellation charges                                                             up to £4,000


Departure delay                                                                       £20 for each 12 hour delay (up to a maximum of £100)


Holiday abandonment                                                            up to £4,000 (after 24 hours delay)


Missed departure                                                                    up to £1,000


Personal possessions                                                          up to £2,000


                                                                                                    Single item limit £250 Valuables limit £250 (in total)


Personal money                                                                      up to £500               cash limit £250


Emergency medical expenses                                             up to £5,000,000                                                                                                             


                                                                                                     (including 24 hour emergency assistance) up to £5,000 within your home country


State hospital in-patient benefit                                             £20 each 24 hours - £1,000 maximum


Curtailment                                                                               up to £4,000


Personal liability                                                                      up to £2,000,000


Personal accident                                                                   death benefit £10,000, Loss of eye(s)/limb(s) £15,000, total disablement 


                                                                                                    £15,000


Legal advice & expenses                                                      up to £25,000


 


 


Policy Excesses: Under some sections of your policy, you will have to pay an excess. This means that you will be responsible for paying the first part of the claim for each person insured (unless shown otherwise), for each section, for each incident. The amount you have to pay is the excess.


The policy excess under cancellation, curtailment and emergency medical expenses may be increased to include pre-existing medical conditions confirmed in writing by Travellers Health Check (see below).


 


Special notice regarding your health




  • you are waiting for tests or treatment of any description;

  • your doctor alters your regular prescribed medication.


 



Screening telephone number - 08456 582999


Your policies may not cover claims arising from your pre-existing medical conditions so you need to tell us of anything you know that is likely to affect our acceptance of your cover.


For pre-existing medical conditions, and so that we can ensure you are provided with the best cover we can offer, please read the following questions carefully;


1. Have you, or anyone travelling with you, ever had treatment for;




  • any heart or circulatory condition



  • a stroke or high blood pressure



  • a breathing condition (including asthma)



  • any type of cancer



  • any type of diabetes



2. In the last two years - have you, or anyone who is travelling with you, been treated for any serious or re-occuring medical condition, asked to take regular prescribed medication, or referred to a specialist consultant at a hospital for tests, diagnosis or treatment?


If you have answered 'yes' to any of the above questions you must tell us, we may be able to offer some cover and may be able to cover your medical condition, although an increased premium may be required. After buying our travel insurance you will be provided with a policy document showing the telephone number of Travellers Health Check. You will need to contact them to see if additional cover is available. This service can only be used once cover has been purchased. All calls will be treated in the strictest confidence.


Should any additional premium be required this should be paid either by credit card or cheque, made payable to Travellers Health Check within 14 days of your call. Should you decide not to pay the additional premium the declared medical condition will not be covered. Full confirmation of any revision to the terms and conditions will be sent out to your address after your call. Any additional medical conditions not declared to us will not be covered.


3. You must also tell us if; 




  • You are waiting for tests or treatment of any description;



  • Your doctor alters your regular prescribed medication.

    Premium including insurance premium tax (per party, not per person)




    Premium Length of Holiday



    £19.99 Up to 5 nights


    £29.99 6 to 8 nights


    £34.99 9 to 11 nights


    £39.99 12 to 15 nights


    £59.99 16 to 21 nights

    Basis of Advice



    We can only offer products from P J Hayman & Company Limited for Personal Holiday Insurance and Vehicle Breakdown Insurance. We do not provide a personal recommendation as to the suitability of these products in relation to your circumstances.



    Valid Period



    The insurance offerings are available for holidays taken between 1st January 2012 and 31st December 2012 with travel before 30th April 2013.



     



     




     



     






 



 



 


 





 




 




 





 



 



 


 





 




 




 



 


 


 


 


 


 


 


 

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BOOK WITH CONFIDENCE - YOUR HOLIDAY IS INSURED TO ENSURE YOUR MONEY & HOLIDAY ARE SAFE
Imagine Ireland Ltd., Embsay Mills, Embsay, Skipton, BD23 6QF
Tel. 01756 707 720. Fax. 01756 601 348
Company Registration Number: 4827286. VAT Registration Number: 817396110
With Imagine Ireland your money and your holiday are safe. In accordance with legislation all passengers booking with Imagine Ireland are fully protected against the loss of all monies with Imagine Ireland for the holiday (and repatriation if applicable) due to insolvency, by way of an insurance policy arranged by Towergate Chapman Stevens through HCC International Insurance Company PLC. Imagine Ireland is authorised and regulated by the Financial Services Authority (FSA), registration no. 308964.


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